About Us

Nairaref is a new premium banner advertising platform in Nigeria. Advertise your websites and banners to other users. Or help us grow, and get paid up to an 80% MONTHLY commission for every person you invite!

How it works

This system is simple, all you have to do is to join, to choose your membership (we have 3 different memberships, at 3 different prices) advertise your business or want extra income then start inviting people. Every time when somebody joins under your affiliate URL and choose his membership, you get paid (how much, it depends on your membership and also, on which membership your referral choosed). Besides that, you can promote your website by adding banner ads. Your banner will be randomly displayed on our website and you get traffic for your website.


Every time when somebody joins under your affiliate URL and choose their membership, you will receive monthly commission (how much, depends on your membership and also, on which membership your referral choose).

Earnings Calculator

This calculator calculates potential income considering that all referrals have Basic Membership, but in reality monthly income can be much higher.


After registration you have to choose a membership before starting using our system. Because of that, 2 questions may appear in your mind and you can find the answers for both questions bellow.

Why should I choose a membership?

By choosing a membership, you get access to our premium tools and features. You will be able to advertise your own website using banner ads, and you will get access to our referral based commission system - You help us grow, we give you a monthly commission as a thank you (Up to 80% of each invited users membership fees).

How do I earn money, if I have to pay for membership?

This system was created in such way to bring you monthly income without actually doing nothing else than inviting friends. Let's say you choose Basic Membership, you have to pay ₦500 monthly, but if you invite 10 members who subscribe to the same membership, every user will bring you ₦300.00 monthly (every time when his membership is renewed). So let's do a simple math: 10 x ₦300.00 = ₦3,000.00
After your pay your membership tax which is ₦500, you earn ₦2,500.00 monthly by doing... nothing!

This is a an example with our cheapest membership package and with just 10 active referrals, but think what you can do with a better membership package and with more referrals. You can get passive monthly income without hard work, all you have to do is to invite members and explain them this amazing system.

Commissions & Payments

You will receive commissions every time when any of your referrals are choosing a membership (or the existing one is renewed) and default status of your commission will be Pending which means that your commission is not available for withdrawal yet. Your have to wait a certain amount of days (based on your membership) until commission is marked as Paid and funds are released in your account balance. This waiting time is required for security reasons (in case of chargeback, fake payments, etc.)
Also, if any of your referrals open a dispute or Paystack reverse a payment from which you've got a commission, your commission will be canceled (and deducted from your account if it was already received).

Payments are sent in 7 days after you send your payout request and we send them by Bank Transfer.